Finance

Finance as individual as you are

Honda Finance Europe Plc trading as Honda Financial Services, is part of the Honda Motor Company, so no one is better placed to provide you with the most appropriate, convenient and flexible funding solution for getting you into your new Honda motorcycle.

Our finance products are as flexible and versatile as our Motorcycles, so speak to your local Honda dealer about your monthly budget and they'll explain the benefits of finance solutions that include Personal Contract Purchase (PCP), Hire Purchase (HP) and Restricted Use Loan (RUL)

Personal Contract Purchase (PCP)

Personal Contract Purchase is a finance product offered by Honda Financial Services that provides a flexible funding solution to get you on your new motorcycle and out on the road with monthly payments that are lower than some alternative finance products.

Hire Purchase (HP)

Hire Purchase is the simplest and most straightforward way Honda Financial Services can help you to fund your new Honda motorcycle. Interest rates and monthly payments remain fixed throughout the full term of the Hire Purchase agreement, and as soon as the final payment has been made the motorcycle is all yours.

Restricted Use Loan (RUL)

Restricted Use Loan is a finance product from Honda Financial Services to help finance accessories, clothing or even your new Honda bike. It allows you take ownership of the goods from the start of your agreement.

New Bikes

9.9% APR Representative Personal Contract Purchase (PCP)  Representative example based on 3 years 9.9% PCP. Excess mileage rate applies. Final payment includes £10 option to purchase fee. Maximum customer deposit 30%. At the end of the agreement, there are three options: i) Retain: Pay the optional final payment to own the vehicle, ii) Return: Return the vehicle, or iii) Renew: Part exchange your Honda for a new one. You do not have to pay the Final Payment if you return the bike at the end of the agreement and you have paid all other amounts due, the bike is in good condition and has been serviced in accordance with the Honda service book and the maximum annual mileage has not been exceeded. Excess mileage charge includes VAT at current rate.

9.9% APR Representative Restricted Use Loan (RUL). Representative example based on 3 years 9.9% RUL. You will own the bike outright from the start of the agreement. The loan will be outstanding until the loan and interest amount is paid off.

9.9% APR Representative Honda Hire Purchase (HP) Representative Example based on 3 years 9.9% HP; £10 option to purchase fee applies. Honda Hire Purchase (HP): At the end of the agreement, once the option to purchase fee [if applicable] has been paid you will own the vehicle outright, you could then choose to part exchange your Honda for a new one.  

 

Used Bikes

10.9% APR Representative Personal Contract Purchase (PCP) Up to 9 years old at the end of the agreement. 

Representative example based on 3 years 10.9% PCP. Excess mileage rate applies. Final payment includes £10 option to purchase fee. Maximum customer deposit 30%. At the end of the agreement, there are three options: i) Retain: Pay the optional final payment to own the vehicle, ii) Return: Return the vehicle, or iii) Renew: Part exchange your Honda for a new one. You do not have to pay the Final Payment if you return the bike at the end of the agreement and you have paid all other amounts due, the bike is in good condition and has been serviced in accordance with the Honda service book and the maximum annual mileage has not been exceeded. Excess mileage charge includes VAT at current rate.

10.9% APR Representative Restricted Use Loan (RUL) Up 2 15 years old at the end of the agreement. 

Representative example based on 3 years 10.9% RUL. You will own the bike outright from the start of the agreement. The loan will be outstanding until the loan and interest amount is paid off.

10.9% APR Representative Honda Hire Purchase (HP) Up to 15 years old at the end of the agreement. 

Representative Example based on 3 years 10.9% HP; £10 option to purchase fee applies. Honda Hire Purchase (HP): At the end of the agreement, once the option to purchase fee [if applicable] has been paid you will own the vehicle outright, you could then choose to part exchange your Honda for a new one. 

 

We are not an independent financial advisor. We will provide details of products available from the lenders we work with, but no advice or rcommendation will be made. You must decide wheather the finacne product is right for you. Lenders may pay a fixed commission to us for the introducing you to them, calculated by reference to the vechicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and Honda finance also provides preferential rates to us. But any such amounts they and others lenders pay us will  ot affect the amounts you pay under your finacne agreement, all of which are set by lenders concerned.